← SpendSense

Privacy Policy

Last updated: July 15, 2026

SpendSense is built to be private by default. This page explains, plainly, what data exists and where it goes.

What we collect

Nothing. SpendSense has no analytics, no advertising SDKs, no third-party tracking, and no servers of our own. We — the developer — never receive, see, or have access to your transactions, budgets, categories, or any other data you enter into the app.

Where your data lives

Everything you enter — transactions, budgets, categories, recurring bills — is stored locally on your device and, if you have iCloud enabled, synced through your own private iCloud account (via Apple's CloudKit). This sync is entirely between your own devices, using your own Apple ID. It never passes through any server we control, because we don't operate one.

Receipt scanning

When you scan a receipt, text recognition happens entirely on your device using Apple's built-in Vision framework. Receipt photos are never uploaded anywhere.

Notifications

Reminders (recurring bills, budget alerts) are scheduled locally on your device using Apple's notification system. No notification content is sent to or generated by any external server.

Account & sign-up

SpendSense does not require creating an account, an email address, or any sign-up. The app uses your device's existing iCloud account only for sync, if you choose to enable it.

Children's privacy

SpendSense does not knowingly collect any information from anyone, including children, because it does not collect information from anyone at all.

Changes to this policy

If this policy ever changes, this page will be updated with a new "Last updated" date.

Contact

Questions about privacy? Email naveenvijayios@gmail.com.